FAQs related to insurance provided by packers and movers Jalandhar
1. What is insurance:
Insurance is a cover taken upon a particular item to save one from any unforeseen loss. Insurance can be taken on life, health, house, car, property or also in case of relocation of goods. In case of relocation of goods, the packers and movers Jalandhar will offer you an insurance cover, this does not mean that they will not take care of your goods while the same are in their custody, but is given only to cover you in case there is any loss or damage to the same.
2. Why is it needed:
Insurance is a very important document and is required to save you from any kind of loss or damage to your property. It is one of the most important documents and only if you have an insurance cover, will you be able to get any kind of reimbursement in case your good is damaged or lost while it is in the custody of the other.
3. What all items will be covered under insurance:
Depending upon the contract the items that are or will be covered will be decided. Usually the insurance will cover all the articles that have been disclosed as the time of purchase of the insurance. Thus if you haven’t disclosed a particular item or have purposely or even by mistake kept a non authorised article, you will not be covered under the contract. On top of which you also might be required to pay a penalty for keeping such items.
4. What are the different kinds of insurance:
In case of packing and moving, insurance is majorly of two kinds one is the insurance cover given on the basis of the weight of the goods and the second is the cover which is given on the basis of the value of the goods. In case of the former cover, the packers and movers will give you a insurance cover on the approximate weight of the goods. This is a very commonly used insurance cover especially by the packers and movers Jalandhar, since they do not have to shell out a huge amount even if there is any or total damage to the goods. However, in case of value based insurance, the packers and movers in Jalandhar will cover you for the whole of the disclosed cost of the goods. This is a slightly expensive insurance, however in case of any loss or damage, the movers and packers Jalandhar will have to repay the whole of the disclosed value or repair or even replace the item that has been damaged.
5. How will I get a reimbursement:
Reimbursement is dependent upon the insurance. Depending upon the kind of cover that has been taken by you, the total damages will be assessed. Once the liability of the packer mover Jalandhar is proved, he will be asked to reimburse you in cash/ kind (replace or repair) as per the agreed terms and conditions of the insurance contract.
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