FAQs related to insurance provided by packers and movers Indore
Packers and movers Indore are bound to provide you a very safe and secure mode of relocation of the goods from one place to another. Be it a commercial relocation or a household relocation, packers and movers Indore are supposed to provide full care and security while the relocation is taking place. There are still however many instances in which despite the utmost care and securities, mishaps have occurred and the packers and movers Indore are held liable to reimburse the client. This reimbursement is available only if there is a valid insurance contract between the packer and mover and the client. Thus insurance is a cover that is provided to the client for the goods that are kept in the custody of the packer and mover Indore against any loss or damage caused to them. A packer and mover can be held liable only if there is a valid insurance contract between the parties. This article will deal with the general FAQs related to the Insurance:
What are the types of insurance?
Depending upon the type of the goods, the kind of insurance is decided. Insurance will be dependent upon the value of the goods and the type that the customer is looking for. The first type of insurance is based upon the weight of the goods and the approximate value of the goods. The packers and movers Indore will insist upon you declaring the approximate weight of the goods. Depending upon the approximate weight, the packers and movers or the insurance agent will declare the type of the goods for example household goods worth INR 1 Lac. This type of insurance cover will require you to pay a very minimum amount and the reimbursement will also be very minimum. In case you plan to get a 100 percent insurance cover, you will be required to declare the full value of the goods. The minimum charges for such cover is quite how, however, in case of any unforeseen circumstance, the packer and mover will be bound to reimburse the full cost of the goods that get damaged. He will be forced to either repair or replace the goods in case he is unable to reimburse the full value. Thus there are majorly two kinds of insurance one is based upon the approximate weight and the second on the actual value of the goods.
What all does an insurance contract cover?
Depending upon the contract between the packers and movers Indore and the client, the insurance cover will be decided. This cover will mainly include any kind of loss or damage caused to the goods due to pilferage, theft, accident etc. However an insurance contract will not cover any loss or damage caused due to act of god like flood, earthquake etc.
How can anyone claim insurance?
In case you find any damage to the goods or if the goods are damaged due to accident etc, you must file a police report giving a proper proof of the type of goods that were transported, an original proof explaining the original condition of the goods and the copy of the insurance contract along with the bill provided by the packers and mover. In case the packers and movers Indore refuse or harass, you are free to file a complaint with the local consumer forum.